Data breaches are on the rise, and phishing, vishing and social engineering attacks are a constant concern for financial institutions in trying to protect their customers.
Analysing each customer’s behaviour in real-time with Adaptive Behavioural Analytics enables organisations to quickly and accurately detect the subtle anomalies that indicate when a criminal is posing as a genuine customer.
ARIC Fraud Hub spots anomalies to identify and prevent Account Takeover fraud, as well as detect unusual behaviour upstream from transactions, where customer data may be at risk of being stolen.
Protect your genuine customers, minimise fraud losses and increase revenue by accepting more genuine applications. Your customer card data is secure in our PCI-DSS certified environment.
Detect and prevent Account Takeover fraud
Use customer behaviour data to detect when an individual customer is behaving out of character, and intervene to prevent further fraudulent activity.
Quickly identify unusual behaviour upstream from transactions
Detect victims of identity theft by analysing customer behaviour in-real time and flagging suspicious behaviour. Go beyond transaction authentication: use in-session behaviour risk scores to stop phishing scams, malware attacks and data breaches the moment they occur.
Improve customer experience and reduce friction
Optimise interventions from third-party services for each individual customer based on their risk score, and focus fraud analyst resources on the most urgent cases.
ARIC Fraud Hub can be seamlessly implemented on-site or via the cloud. Adaptive Behavioural Analytics can use data already captured by your platform, and is deployed onto your website with just a few lines of code.
Captures complex in-session behavioural data
Updated and enriched individual profiles throughout each customer’s lifecycle.
Device ID captures data across devices
ARIC data collectors capture user behaviour via browser-delivered content on both desktop and mobile devices. Mobile SDKs track activity in native apps.
Open Model Manager
Import and manage your PMML data science models in the ARIC Fraud Hub for even more powerful analysis of customer data.
Unprecedented insight from customer data
ARIC in-session models act on a wide range of user data - from the way a user is behaving on-site, to how the user is holding and interacting with their device.
Self-learning models with zero degradation
Real-time models automatically self-learn from customer and merchant data – defeat vishing and phishing with minimal manual intervention.